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May 28


Being parents mean huge responsibilities. It is never too early to plan and save for our children future. Right from the beginning when we are just married, we have to start managing our money wisely.

We are all going to come face to face with the financial demands of bringing up a family. I know very well because I have been through some tough times during the recession in the late 80s and early 90s where jobs were scarce, salary was slow in coming and there was no bonus or promotion.

We live in uncertainties, with economic upheavals, risk of losing jobs or bleak prospects. Though we may be doing well at one moment, we may not always be as lucky. So, it is always wise to be prepared financially to face any storm ahead.

When we have a family, we have to care for them with our best abilities. We have to budget, cut down on our own expenses and save money. However, not many of us have the discipline or even the awareness of how much or how little we can spend on each family needs.

This is when we need someone who is well versed and professional in dealing with budgets and financial management come in very handy and timely. It is good to know how much we are committed in managing our daily expenses, saving for the future, paying for our mortgages, loans, insurance coverages and how much we can afford to spend on other needs like family holidays, luxurious items and other necessities.

AmBank Family First offers a wealth of resources and privileges which provide a convenient and reliable way to manage our budget and planning. When you have children, you know that education costs a lot of money. We also need to ensure that our families are decently covered with insurance because we never know what can happen.

When you have come to an age like my husband and I, with ample EPF savings and FDs, our financial headaches are not over. We have to make sure that we know how to invest these money wisely or else they may be stagnant or losing in inflation. Or even worse, if some parents are not careful, they may even invest wrongly, losing all the money meant for their children.

We cannot afford all these risks so it is always better to find a person who can help us to chart out our paths. We must have the map to guide us to wise financial management because our family comes first.

Check out AmBank’s Family First website at www.familyfirst.com.my and find out how financial healthy you are with their Money Measure. Learn the tips and tricks from their site and call up the toll free number at 1300 80 8888 to begin this very important responsibility of taking care of our family.

Remember, Family always come first.

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May 16

Thanks for all the sharing. It is so nice to know that there are normal moms out there with healthy and realistic body image.

But i still haven’t quite gotten the answer to my true question, which is are pregnancy worries the second time around any different from the first? When i mentioned weight worries, i meant that i know it is usually more an issue for the first kid. You have all confirmed it! Having had 2 and even 5 kids, i can see weight isn’t an issue at all anymore! (so comforting)

But what about finances, housework? Do these things become areas of contention more than the first time? Ya, men can be elated to have 10 kids, but are they as helpful to massage your feet and back as they did when you carried their firstborn? What is the general experience on this? I know men are not all the same, but generally – i have lived long enough with one and chatted enough with women from other marriages to know that they can be quite similar across the board in many areas. It’s so freaky to agree for a second one and then have him suddenly get too busy at work to help as much as you thought he would… more than one mom i know is wondering how to have a second one when their hubbies can’t seem to get their act together even for the first one!

CELYA

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Mar 04

The Associated Press has released this news which I am sure all parents will want to know. There is currently an outbreak of the EV-71 in China on May 2008.

Hand, foot and mouth disease is a childhood illness found worldwide that spreads through contact with saliva, feces, fluid secreted from blisters or mucus from the nose and throat. Symptoms typically include fever, skin rashes and sores inside the mouth and on fingers and toes.

There is no vaccine or specific treatment, but most children affected by the disease typically recover quickly without problems.

However, EV-71 can result in a more serious form of the illness that can lead to paralysis, brain swelling or death. Many of the severe cases in China did not exhibit typical symptoms, and the children eventually died from respiratory problems, which kept Chinese experts puzzled about the cause of the outbreak, said Hans Troedsson, WHO country representative.

So dear parents, please watch out for the symptoms as our neighbouring country, Singapore too has witnessed an increase in HFMD.

Infections also continue to rise in Singapore, which has reported more than 9,000 cases this year, with EV-71 found in 25 percent of the samples tested. No deaths have been reported in the wealthy city-state, but the government has ordered 11 preschools and child-care centers closed, according to the Health Ministry’s Web site.

WHO issued a warning last week predicting that the outbreak will likely continue in China for the next few months because the virus tends to thrive in hot weather. It advised disinfection and frequent hand washing to prevent its spread, along with closing schools and daycare centers in hard-hit areas.

Full news on AP

I have more information on HFMD over here with resources from CDC and also include a hand food mouth alert.

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